๐Ÿงฎ Complete Property Cost Calculator CG ยท FY 2025-26 ยท Stamp + Reg + TDS + GST + Brokerage + EMI

๐Ÿ“ Property Details

๐Ÿ’ณ Home Loan (Optional)

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Enter property price + loan details to calculate complete cost
Includes Stamp Duty + Registration + TDS + GST + Brokerage + EMI

๐Ÿ’ธ Capital Gains Tax Calculator (For Sellers)

Selling a property? Calculate tax liability (LTCG with indexation)

๐Ÿ“‹ Tax & Fee Reference (CG, FY 2025-26)

Component Rate Applicability
Stamp Duty (Female)4.0%Female sole buyer
Stamp Duty (Male)5.0%Male sole buyer
Stamp Duty (Joint)4.5%Joint M+F
Local Body Cess1.0%All transactions
Upkar / Cess0.2%All transactions
Registration Fee4.0%All transactions
TDS (Section 194-IA)1.0%If price > โ‚น50 L
GST on Under-Construction5.0%Residential (1% if < โ‚น45L)
LTCG (after 2 years)20%After indexation
STCG (< 2 years)Slab rateAs per income tax slab
Verified: Premlata Agrawal deed (11-Aug-2020, Raipur SR3) โ€” paid โ‚น1,18,500 stamp + โ‚น92,220 reg on โ‚น22,78,000 = 5.2% + 4.05% = 9.25% total.
Sources: epanjeeyan.cg.gov.in ยท CG Stamp Act ยท IT Act Sec 194-IA ยท CBDT CII Notification
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